Dublin, Dec. 22, 2025 (GLOBE NEWSWIRE) — The “AI in Asia-Pacific’s Digital Payments and E-Commerce Market 2025: Adoption, Competitiveness, and Governance” report has been added to ResearchAndMarkets.com’s offering.
The report outlines how Artificial Intelligence (AI), including Generative AI (GenAI), is influencing digital payments and online retail across the Asia-Pacific region, highlighting adoption momentum, consumer behavior shifts, and the governance, workforce, and infrastructure challenges affecting competitiveness.
China and other fast-growing countries are driving the rise of digital payments and e-commerce through AI adoption:
China and fast-growing emerging economies like India and Southeast Asia are leading the way in changing payments and e-commerce across the Asia-Pacific region. By 2025, more and more people will use AI to find products, get help with problems, and make digital payments, which will make platforms work better. More than 80% of decision-makers in China said they used Generative AI by July 2024.
Emerging markets are growing faster, whereas industrialized economies are growing more slowly:
The fast expansion of digital technology in the Asia-Pacific region is not the same as the uneven growth of AI in different countries. Japan, South Korea, and Australia move forward more slowly because of rules, the labor, and how businesses use technology. About half of people in Japan utilized AI regularly by January 2025. In India, more than 90% of people did.
As competition rises, so do barriers to skills, data, and infrastructure.
More and more businesses in payments, retail, and financial services are using AI to make themselves more competitive and efficient. But there are still problems with talent gaps, data governance, and infrastructure, especially in markets that aren’t quite ready yet. Companies in Southeast Asia think that AI and GenAI will cut their total costs by 7–9% by 2027.
Answers to Important Questions:
- How did the use of AI change in Asia-Pacific economies from 2024 to 2025, and which markets were the most important for regional integration?
- What are the main things that have stopped AI from being used more widely in China in 2024?
- What effect did AI integration have on the operations of e-commerce sellers, financial services, and cross-border payment systems in the Asia-Pacific region in 2025?
- As AI use grew in 2025, what cybersecurity, fraud, and data privacy risks got worse across Asia-Pacific?
- What kinds of governance models, national AI plans, and regulatory frameworks are shaping AI development and responsible use in Asia-Pacific through 2030?
Countries Covered
- China
- Japan
- South Korea
- India
- Indonesia
- Australia
- Thailand
- Malaysia
- Philippines
- Vietnam
- Singapore
- New Zealand
- Hong Kong
Companies Featured
- Darktrace
- ThetaRay
- Napier AI
- Cowbell Cyber
- Socure
- Alloy
- Sardine
- Visa
- Mastercard
- Alipay
- Alibaba
- Taobao
- Tmall
- Moonshot AI
- Zhipu AI
- High-Flyer
- Nvidia
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